Stripe vs Braintree
Side-by-side — pricing, strengths, tradeoffs, and fit.
Stripe
Financial infrastructure for the internet
Braintree
Full-stack payment platform by PayPal
At a glance
Free Tier
· Not enough data·From 2.9% + 30¢ per successful domestic card transaction
Free Tier
· Not enough data·From 2.89% + 0.29 USD per card or digital wallet transaction (standard merchants)
Overview
One-liner
One-liner
Financial infrastructure for the internet
One-liner
Full-stack payment platform by PayPal
Maturity
Maturity
Not enough dataMaturity
Not enough dataOpen source
Open source
✕ NoOpen source
✕ NoPricing
Free tier
Free tier
✓ AvailableFree tier
✓ AvailableStarts at
Starts at
2.9% + 30¢ per successful domestic card transaction
Starts at
2.89% + 0.29 USD per card or digital wallet transaction (standard merchants)
Model
Model
Usage-based
Model
Usage-based
Enterprise
Enterprise
✕ NoneEnterprise
✕ NoneBest for
✓ Best for
Developers building payment flows, SaaS billing, marketplaces, and e-commerce platforms
✓ Best for
Businesses needing PayPal/Venmo alongside card payments in a single integration
Not ideal for
✕ Not for
Offline-only businesses with no internet payment needs
✕ Not for
—
Strengths
↑ Strengths
Payment processing
Subscription billing
Connect for marketplaces
Invoicing
↑ Strengths
Custom flat, interchange-plus and discounted rates for established businesses by volume
Weaknesses
↓ Weaknesses
Not available in every country — Stripe publishes the countries and regions it supports
India and Indonesia are still in preview
↓ Weaknesses
Transaction fees are not returned when you refund a customer
Venmo payments are available in the US only