Razorpay
India's payments and banking platform
- Status
- Generally available
- Last checked
- Checked · Oct 12, 2026
- License
- Proprietary
- Pricing
- Free tier
What it is
Razorpay is India's leading payment gateway and neobanking platform. It provides payment APIs, subscriptions, payouts, banking, and business tools for Indian businesses. Supports UPI, cards, netbanking, wallets, and EMI — the payment stack of choice for Indian startups.
When it fits — and when it doesn’t
A good fit for
Indian businesses and startups needing a comprehensive payments + banking stack including UPI and local payment methods
Look elsewhere if
Businesses outside India or those needing multi-currency international payments as the primary use case
Known weaknesses
Each one links to the public issue, changelog or docs page it came from, where we have one.
No verified weaknesses on file yet. That’s a gap in our data, not a clean bill of health.
What it does well
UPI
Cards
Netbanking
Wallets
Subscriptions
Payouts
Business banking
Invoicing
Smart Collect
Pricing
- Free tier
- Yes
- Paid from
- —
- Model
- Usage-based
- Enterprise plan
- No
Pricing not independently confirmed — check the vendor’s page.
Performance benchmarks
How Fast Is It?
Set up Razorpay
Setup steps, common gotchas and what to check after 30 days.
Get the badge
A small badge for Razorpay’s README or site: its name, “Tracked on AI Navigator”, and the availability status and check month from this page. It updates as the catalog does.
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