Razorpay

India's payments and banking platform

GrowingHigh lock-in

Pricing

Free tier

Usage-based

Adoption

Stable

License

Proprietary

Data freshness

Overview

What is Razorpay?

Razorpay is India's leading payment gateway and neobanking platform. It provides payment APIs, subscriptions, payouts, banking, and business tools for Indian businesses. Supports UPI, cards, netbanking, wallets, and EMI — the payment stack of choice for Indian startups.

Key differentiator

India's payments and banking platform

Capability profile

Strength Radar

UPICardsNetbankingWalletsSubscriptionsPayouts

Honest assessment

Strengths & Weaknesses

↑ Strengths

UPI

Cards

Netbanking

Wallets

Subscriptions

Payouts

Business banking

Invoicing

Smart Collect

Fit analysis

Who is it for?

✓ Best for

Indian businesses and startups needing a comprehensive payments + banking stack including UPI and local payment methods

✕ Not a fit for

Businesses outside India or those needing multi-currency international payments as the primary use case

Cost structure

Pricing

Free Tier

Available

Starts at

Freemium

Model

Usage-based

Enterprise

None

Performance benchmarks

How Fast Is It?

Ecosystem

Relationships

Alternatives

Next step

Get Started with Razorpay

Step-by-step setup guide with code examples and common gotchas.

View Setup Guide →